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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Ideal

5
They are ideal keep emails etc to a minimum and very easy and good to deal with Reviewed on: 11th April 2023

Amazing

5
Exactly what I wanted, customer service is outstanding Reviewed on: 11th April 2023

Great service

5
Never an issue since having this card Reviewed on: 11th April 2023

Efficient

5
Balance updated instantly with payments and transactions. Love my Zopa card Reviewed on: 11th April 2023

Great service

5
Great service, easy application process. Great qpp to control your account. Reviewed on: 11th April 2023

Easy app

5
Great application for mobile, easy to use, view statements etc Reviewed on: 10th April 2023

Good and easy with the app.

5
Ive not had any issues with Zopa and I'm quite happy with them. Reviewed on: 9th April 2023

Excellent

5
Easy quick to use and very satisfying. Reviewed on: 9th April 2023

Better than sliced bread

5
Best thing since bread that's been sliced Reviewed on: 9th April 2023

Review

5
Zopa helped me when I needed highly recommend it. Reviewed on: 9th April 2023

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