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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Good and easy with the app.

Ive not had any issues with Zopa and I'm quite happy with them. Reviewed on: 9th April 2023

Excellent

Easy quick to use and very satisfying. Reviewed on: 9th April 2023

Better than sliced bread

Best thing since bread that's been sliced Reviewed on: 9th April 2023

Review

Zopa helped me when I needed highly recommend it. Reviewed on: 9th April 2023

Amazing

Fast, effective, efficient. Put me a ease. Superb job. Reviewed on: 7th April 2023

Best deal around

Zopa are great even if you don't have the best credit, they are easy to apply to and simple to understand. They are helping me to build up my credit score and I think they are a great company. Very trustworthy and quick. Reviewed on: 7th April 2023

Good service

Very helpful when needed quickly Reviewed on: 7th April 2023

Best card ever

Best credit card ever, no additional costs abroad, great rates, everything so easy. Reviewed on: 7th April 2023

Zopa

I think Zopa is a really great thing Reviewed on: 7th April 2023

Excellent Services

When it comes to borrowing money, finding a reliable and trustworthy loan provider is paramount. As a discerning borrower, I recently had the pleasure of working with an outstanding loan provider that exceeded my expectations in every way. From their exceptional service to their seamless and hassle-free loan process, I was thoroughly impressed with their professionalism and commitment to customer satisfaction. Reviewed on: 7th April 2023

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