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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Credit

Zopa is a great card it’s so easy to use and always informs you of what you have spent so it’s easy to keep on track of your spending Reviewed on: 11th April 2023

Brilliant

I have a few cards. And this one is the best by far easy to transact with never had an issue in over a year Reviewed on: 11th April 2023

brilliant

Absolutely brilliant, easy to pay and use Reviewed on: 11th April 2023

Quality card and App.

Great app, Great rates, Easy payments, the best card I have by far! Reviewed on: 11th April 2023

Simple to run

It is really easy to run the Zopa account via the Zopa app Reviewed on: 11th April 2023

Easy

Simple and easy to use. Account information is clear Reviewed on: 11th April 2023

Excellent

Fabulous service, great customer service and fair allocation Reviewed on: 11th April 2023

Ideal

They are ideal keep emails etc to a minimum and very easy and good to deal with Reviewed on: 11th April 2023

Amazing

Exactly what I wanted, customer service is outstanding Reviewed on: 11th April 2023

Great service

Never an issue since having this card Reviewed on: 11th April 2023

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