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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Best customer service

5
My queries with them were addressed within minutes. Reviewed on: 11th April 2023
Bora Ismen's avatar
Bora Ismen

Excellent

5
Great customer service, very friendly staff Reviewed on: 11th April 2023
Paul Walker's avatar
Paul Walker

Excellent Credit Card

5
Very competitive rates and a easy to use app Reviewed on: 11th April 2023
Paul Jones's avatar
Paul Jones

Credit

5
Zopa is a great card it’s so easy to use and always informs you of what you have spent so it’s easy to keep on track of your spending Reviewed on: 11th April 2023
Tracey Norcross's avatar
Tracey Norcross

Brilliant

5
I have a few cards. And this one is the best by far easy to transact with never had an issue in over a year Reviewed on: 11th April 2023
Martin Rhodes's avatar
Martin Rhodes

brilliant

5
Absolutely brilliant, easy to pay and use Reviewed on: 11th April 2023
g..'s avatar
g..

Quality card and App.

5
Great app, Great rates, Easy payments, the best card I have by far! Reviewed on: 11th April 2023
Andrew Barker's avatar
Andrew Barker

Simple to run

5
It is really easy to run the Zopa account via the Zopa app Reviewed on: 11th April 2023
LM's avatar
LM

Easy

5
Simple and easy to use. Account information is clear Reviewed on: 11th April 2023
Lianne's avatar
Lianne

Excellent

5
Fabulous service, great customer service and fair allocation Reviewed on: 11th April 2023
Stephanie Hill 's avatar
Stephanie Hill

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