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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Quality card and App.

5
Great app, Great rates, Easy payments, the best card I have by far! Reviewed on: 11th April 2023
Andrew Barker's avatar
Andrew Barker

Simple to run

5
It is really easy to run the Zopa account via the Zopa app Reviewed on: 11th April 2023
LM's avatar
LM

Easy

5
Simple and easy to use. Account information is clear Reviewed on: 11th April 2023
Lianne's avatar
Lianne

Excellent

5
Fabulous service, great customer service and fair allocation Reviewed on: 11th April 2023
Stephanie Hill 's avatar
Stephanie Hill

Ideal

5
They are ideal keep emails etc to a minimum and very easy and good to deal with Reviewed on: 11th April 2023
charlie forbes's avatar
charlie forbes

Amazing

5
Exactly what I wanted, customer service is outstanding Reviewed on: 11th April 2023
Corey Wright's avatar
Corey Wright

Great service

5
Never an issue since having this card Reviewed on: 11th April 2023
Stuart Maun's avatar
Stuart Maun

Efficient

5
Balance updated instantly with payments and transactions. Love my Zopa card Reviewed on: 11th April 2023
Louise's avatar
Louise

Great service

5
Great service, easy application process. Great qpp to control your account. Reviewed on: 11th April 2023
Kd89's avatar
Kd89

Easy app

5
Great application for mobile, easy to use, view statements etc Reviewed on: 10th April 2023
Kev Cole's avatar
Kev Cole

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