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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Card review

They have been excellent good communication good at alerts Reviewed on: 11th April 2023

Fantastic customer experience

Zopa is one of the simplest and clearest to use platforms I’ve come across. Their customer services is brilliant also Reviewed on: 11th April 2023

Great card

Very competitive interest rates and easy to use app Reviewed on: 11th April 2023

Great experience

Zopa have a very usable and well explained credit function with very handy features. I would reccomend people to find out for themselves how good the cc is. Reviewed on: 11th April 2023

Top card

This card is one of the best I have come across the company is good . All in all a great product and card . Reviewed on: 11th April 2023

Good company

I've had issues in the past obtaining credit due to poor past choices but these guys gave me a chance and offered me a low affordable credit cushion I would recommend to most friends and relatives Reviewed on: 11th April 2023

Amazing credit card

I love zopa as it’s a credit card which isn’t to high on interest,your balance is available straight away after paid an amount.customer service are thoughtful and helpful,I don’t use any other cards now Reviewed on: 11th April 2023

Excellent service and app

Clear easy to use app which tells of pre approvals preventing wasted time and applications Reviewed on: 11th April 2023

GREAT CREDIT CARD

USER FRENDIELY APP AND ESY TO NAVIGATE Reviewed on: 11th April 2023

Excellent apr

Better than high street banks and so easy to deal with again well done zopa Reviewed on: 11th April 2023

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