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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card company

Very happy, kept updated on any changes, payment alerts, brilliant app & very easy to use, very helpful staff and always happy to help with any questions, would & have recommended to family & friends Thankyou keep up the amazing service you provide ⭐️⭐️ Reviewed on: 11th April 2023

Recommend it

Recommend Zopa card. I had been accepted very quickly. Really friendly customer service. Reviewed on: 11th April 2023

Affordable Credit

Zopa has been amazing, helping everyone with affordable credit. Setting cushions so you never go over and making it more affordable and controllable Reviewed on: 11th April 2023

Excellent Service

Easy to use App, regular text messages informing of balance, regular updates regarding interest rates, would definitely recommend Reviewed on: 11th April 2023

Amazing

Very helpful company, The best credit I had. Reviewed on: 11th April 2023

Excellent and sensible lending.

Zopa seems to reflect lending based on circumstances which help you from deepening debt. This is done very well and is a good option for people worried about mounting debt. Good work. Highly recommend. Reviewed on: 11th April 2023

Great credit card

The app is brilliant so is the service from Zopa Reviewed on: 11th April 2023

Card review

They have been excellent good communication good at alerts Reviewed on: 11th April 2023

Fantastic customer experience

Zopa is one of the simplest and clearest to use platforms I’ve come across. Their customer services is brilliant also Reviewed on: 11th April 2023

Great card

Very competitive interest rates and easy to use app Reviewed on: 11th April 2023

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