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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Amazing credit card

I love zopa as it’s a credit card which isn’t to high on interest,your balance is available straight away after paid an amount.customer service are thoughtful and helpful,I don’t use any other cards now Reviewed on: 11th April 2023

Excellent service and app

Clear easy to use app which tells of pre approvals preventing wasted time and applications Reviewed on: 11th April 2023

GREAT CREDIT CARD

USER FRENDIELY APP AND ESY TO NAVIGATE Reviewed on: 11th April 2023

Excellent apr

Better than high street banks and so easy to deal with again well done zopa Reviewed on: 11th April 2023

Best customer service

My queries with them were addressed within minutes. Reviewed on: 11th April 2023

Excellent

Great customer service, very friendly staff Reviewed on: 11th April 2023

Excellent Credit Card

Very competitive rates and a easy to use app Reviewed on: 11th April 2023

Credit

Zopa is a great card it’s so easy to use and always informs you of what you have spent so it’s easy to keep on track of your spending Reviewed on: 11th April 2023

Brilliant

I have a few cards. And this one is the best by far easy to transact with never had an issue in over a year Reviewed on: 11th April 2023

brilliant

Absolutely brilliant, easy to pay and use Reviewed on: 11th April 2023

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