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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Credit card

4
Good Apr rating and great customer service.. would highly recommend. They've helped me out a lot Reviewed on: 11th April 2023
Ryan Whelan's avatar
Ryan Whelan

Credit card

5
Always polite, friendly and helpful, would recommend. Thank you for your service Reviewed on: 11th April 2023
Cp's avatar
Cp

I love my credit card!

5
Absolutely love Zopa! They don't hassle you, payment taken on time. Credit increased with your approval. Would definitely recommend to friends and family looking for a credit card! Reviewed on: 11th April 2023
Lucy's avatar
Lucy

Great credit card company

5
Very happy, kept updated on any changes, payment alerts, brilliant app & very easy to use, very helpful staff and always happy to help with any questions, would & have recommended to family & friends Thankyou keep up the amazing service you provide ⭐️⭐️ Reviewed on: 11th April 2023
Helen Hart's avatar
Helen Hart

Recommend it

5
Recommend Zopa card. I had been accepted very quickly. Really friendly customer service. Reviewed on: 11th April 2023
Bianca Elena Pascal's avatar
Bianca Elena Pascal

Affordable Credit

5
Zopa has been amazing, helping everyone with affordable credit. Setting cushions so you never go over and making it more affordable and controllable Reviewed on: 11th April 2023
DarrenH's avatar
DarrenH

Excellent Service

5
Easy to use App, regular text messages informing of balance, regular updates regarding interest rates, would definitely recommend Reviewed on: 11th April 2023
Sharon Hodgson's avatar
Sharon Hodgson

Amazing

5
Very helpful company, The best credit I had. Reviewed on: 11th April 2023
Emma Lerseth's avatar
Emma Lerseth

Excellent and sensible lending.

5
Zopa seems to reflect lending based on circumstances which help you from deepening debt. This is done very well and is a good option for people worried about mounting debt. Good work. Highly recommend. Reviewed on: 11th April 2023
mblacklock@icloud.com's avatar
[email protected]

Great credit card

5
The app is brilliant so is the service from Zopa Reviewed on: 11th April 2023
cpjb10@live.co.uk's avatar
[email protected]

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