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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent Service

Easy to use App, regular text messages informing of balance, regular updates regarding interest rates, would definitely recommend Reviewed on: 11th April 2023

Amazing

Very helpful company, The best credit I had. Reviewed on: 11th April 2023

Excellent and sensible lending.

Zopa seems to reflect lending based on circumstances which help you from deepening debt. This is done very well and is a good option for people worried about mounting debt. Good work. Highly recommend. Reviewed on: 11th April 2023

Great credit card

The app is brilliant so is the service from Zopa Reviewed on: 11th April 2023

Card review

They have been excellent good communication good at alerts Reviewed on: 11th April 2023

Fantastic customer experience

Zopa is one of the simplest and clearest to use platforms I’ve come across. Their customer services is brilliant also Reviewed on: 11th April 2023

Great card

Very competitive interest rates and easy to use app Reviewed on: 11th April 2023

Great experience

Zopa have a very usable and well explained credit function with very handy features. I would reccomend people to find out for themselves how good the cc is. Reviewed on: 11th April 2023

Top card

This card is one of the best I have come across the company is good . All in all a great product and card . Reviewed on: 11th April 2023

Good company

I've had issues in the past obtaining credit due to poor past choices but these guys gave me a chance and offered me a low affordable credit cushion I would recommend to most friends and relatives Reviewed on: 11th April 2023

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