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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy application

No fuss application, easy use app, as well Reviewed on: 11th April 2023

Excellent helps build credit score

Excellent credit card to build credit score easy to use so many tools to help you Reviewed on: 11th April 2023

Good service

Easy to use very good service easily to pay Reviewed on: 11th April 2023

No overseas charges

Easy to use app, good rates and no charges for using abroad. Highly recommended card Reviewed on: 11th April 2023

Amazing Zopa

Excellent service very efficient and will keep you updated with any financial or systems disruptions Reviewed on: 11th April 2023

Outstanding

This product helps me manage my finances without making me feel I have lost control Reviewed on: 11th April 2023

For the people

Helpful credit card for people of all back grounds. Simple and easy access to app. Lower interest rates than most. Just all round good experience using these guy's Reviewed on: 11th April 2023

Simple Credit Card

Straight forward simply credit card with no hidden or nasty surprises at the end of the month Easy to use and easy to repay through the app Reviewed on: 11th April 2023

Excellent all round!

The Zopa app is super easy to navigate and very user friendly. All information is easily accessed, I can’t recommend Zopa enough Reviewed on: 11th April 2023

Great App

Easy to setup and pay, app is brilliant for keeping track of spending. Reviewed on: 11th April 2023

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