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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great customer service

Great customer service, always will to help with anything. Reviewed on: 11th April 2023

Does what it says

Amazing customer service and support. A very responsible lender and would certainly recommend their products Reviewed on: 11th April 2023

Just perfect

App nice and easy to use and keep track of spend Reviewed on: 11th April 2023

Bad Credit

I have a bad credit history which I am working hard to fix, I was accepted straight away by Zopa and after a few months my credit score has already improved massively. Thank you Zopa! Reviewed on: 11th April 2023

Excellent company

Excellent have no complaints whatsoever what you see is what you get Reviewed on: 11th April 2023

Amazing app

Great lender , amazing app good rates of interest, keeps you on track and well informed. Reviewed on: 11th April 2023

Easy to Manage

Easy to manage online account., lots of advice available on the App. Reviewed on: 11th April 2023

Easy application

No fuss application, easy use app, as well Reviewed on: 11th April 2023

Excellent helps build credit score

Excellent credit card to build credit score easy to use so many tools to help you Reviewed on: 11th April 2023

Good service

Easy to use very good service easily to pay Reviewed on: 11th April 2023

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