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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

For the people

5
Helpful credit card for people of all back grounds. Simple and easy access to app. Lower interest rates than most. Just all round good experience using these guy's Reviewed on: 11th April 2023
Ann's avatar
Ann

Simple Credit Card

5
Straight forward simply credit card with no hidden or nasty surprises at the end of the month Easy to use and easy to repay through the app Reviewed on: 11th April 2023
Jeremy's avatar
Jeremy

Excellent all round!

5
The Zopa app is super easy to navigate and very user friendly. All information is easily accessed, I can’t recommend Zopa enough Reviewed on: 11th April 2023
Joe's avatar
Joe

Great App

5
Easy to setup and pay, app is brilliant for keeping track of spending. Reviewed on: 11th April 2023
Zain's avatar
Zain

Credit card

4
Good Apr rating and great customer service.. would highly recommend. They've helped me out a lot Reviewed on: 11th April 2023
Ryan Whelan's avatar
Ryan Whelan

Credit card

5
Always polite, friendly and helpful, would recommend. Thank you for your service Reviewed on: 11th April 2023
Cp's avatar
Cp

I love my credit card!

5
Absolutely love Zopa! They don't hassle you, payment taken on time. Credit increased with your approval. Would definitely recommend to friends and family looking for a credit card! Reviewed on: 11th April 2023
Lucy's avatar
Lucy

Great credit card company

5
Very happy, kept updated on any changes, payment alerts, brilliant app & very easy to use, very helpful staff and always happy to help with any questions, would & have recommended to family & friends Thankyou keep up the amazing service you provide ⭐️⭐️ Reviewed on: 11th April 2023
Helen Hart's avatar
Helen Hart

Recommend it

5
Recommend Zopa card. I had been accepted very quickly. Really friendly customer service. Reviewed on: 11th April 2023
Bianca Elena Pascal's avatar
Bianca Elena Pascal

Affordable Credit

5
Zopa has been amazing, helping everyone with affordable credit. Setting cushions so you never go over and making it more affordable and controllable Reviewed on: 11th April 2023
DarrenH's avatar
DarrenH

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