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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Bad Credit

I have a bad credit history which I am working hard to fix, I was accepted straight away by Zopa and after a few months my credit score has already improved massively. Thank you Zopa! Reviewed on: 11th April 2023

Excellent company

Excellent have no complaints whatsoever what you see is what you get Reviewed on: 11th April 2023

Amazing app

Great lender , amazing app good rates of interest, keeps you on track and well informed. Reviewed on: 11th April 2023

Easy to Manage

Easy to manage online account., lots of advice available on the App. Reviewed on: 11th April 2023

Easy application

No fuss application, easy use app, as well Reviewed on: 11th April 2023

Excellent helps build credit score

Excellent credit card to build credit score easy to use so many tools to help you Reviewed on: 11th April 2023

Good service

Easy to use very good service easily to pay Reviewed on: 11th April 2023

No overseas charges

Easy to use app, good rates and no charges for using abroad. Highly recommended card Reviewed on: 11th April 2023

Amazing Zopa

Excellent service very efficient and will keep you updated with any financial or systems disruptions Reviewed on: 11th April 2023

Outstanding

This product helps me manage my finances without making me feel I have lost control Reviewed on: 11th April 2023

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