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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Very user friendly app and and all ways works Reviewed on: 11th April 2023

Quick and easy to use

Quick and easy to use, app is convenient Reviewed on: 11th April 2023

Brilliant

Good communications ans keep you up to date, no issues what so ever. Excellent Reviewed on: 11th April 2023

Great customer service

Great customer service, always will to help with anything. Reviewed on: 11th April 2023

Does what it says

Amazing customer service and support. A very responsible lender and would certainly recommend their products Reviewed on: 11th April 2023

Just perfect

App nice and easy to use and keep track of spend Reviewed on: 11th April 2023

Bad Credit

I have a bad credit history which I am working hard to fix, I was accepted straight away by Zopa and after a few months my credit score has already improved massively. Thank you Zopa! Reviewed on: 11th April 2023

Excellent company

Excellent have no complaints whatsoever what you see is what you get Reviewed on: 11th April 2023

Amazing app

Great lender , amazing app good rates of interest, keeps you on track and well informed. Reviewed on: 11th April 2023

Easy to Manage

Easy to manage online account., lots of advice available on the App. Reviewed on: 11th April 2023

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