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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Honest great service

Been with zopa for a while now and simply can't fault the honest and easy service it provides. Would recommend to anyone wanting to utilise these services. Reviewed on: 11th April 2023

Very good and helpful

Always been there if needed and very helpful and understanding Reviewed on: 11th April 2023

Best card providers

Easy to make always email you about everything Reviewed on: 11th April 2023

In Control

Very easy to use and always in control via the app Reviewed on: 11th April 2023

Credit Card

So easy to use and great app easy to track spending Reviewed on: 11th April 2023

Easy to use

Easiest to use app on the market Reviewed on: 11th April 2023

Very easy and simple to use credit card

Easy to apply card came through the post app downloaded. Simple and easy Reviewed on: 11th April 2023

Excellent Service and Features

Good Customer service, easy to navigate App and the features. Reviewed on: 11th April 2023

Great card

Zopa gave me a chance to improve my score ... excellent card . easy to use mobile app. Reminder every month bill due . Would recommend Reviewed on: 11th April 2023

Starter card

Your balance doesn’t seem to ever increase. A great low balance starter card Reviewed on: 11th April 2023

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