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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Excellent quick easy

5
Always been easy and quick efficient service Reviewed on: 11th April 2023
Yasmin Kiani's avatar
Yasmin Kiani

Easy to use and so supportive

5
This is the best credit card company I have used and their customer service is great. Easy to use and they look after you. Reviewed on: 11th April 2023
Dave T's avatar
Dave T

Brilliant

5
Always found it easy to use the online service and I like that I can buffer my available balance Reviewed on: 11th April 2023
catherine johnson's avatar
catherine johnson

Excellent choice

5
Words can't even explain zopa is the best Reviewed on: 11th April 2023
Junglis1's avatar
Junglis1

Excellent

5
Very user friendly app and and all ways works Reviewed on: 11th April 2023
Ben Graham's avatar
Ben Graham

Quick and easy to use

5
Quick and easy to use, app is convenient Reviewed on: 11th April 2023
Dan Ward's avatar
Dan Ward

Brilliant

5
Good communications ans keep you up to date, no issues what so ever. Excellent Reviewed on: 11th April 2023
Andy's avatar
Andy

Great customer service

5
Great customer service, always will to help with anything. Reviewed on: 11th April 2023
Shay Ashby's avatar
Shay Ashby

Does what it says

5
Amazing customer service and support. A very responsible lender and would certainly recommend their products Reviewed on: 11th April 2023
Carol Wright's avatar
Carol Wright

Just perfect

5
App nice and easy to use and keep track of spend Reviewed on: 11th April 2023
Bec's avatar
Bec

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