Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent Service and Features

Good Customer service, easy to navigate App and the features. Reviewed on: 11th April 2023

Great card

Zopa gave me a chance to improve my score ... excellent card . easy to use mobile app. Reminder every month bill due . Would recommend Reviewed on: 11th April 2023

Starter card

Your balance doesn’t seem to ever increase. A great low balance starter card Reviewed on: 11th April 2023

Great card to use anywhere

I have a Zopa card. Use where you like. Great help and many more products Thant can help you at great rates. Reviewed on: 11th April 2023

So easy to use!!

I love the app. Easy to see what you have borrowed and how much you have left and also making payments is so easy! Reviewed on: 11th April 2023

Easy to use

Easy to use Keep you updated and informed Helpful Reviewed on: 11th April 2023

Excellent quick easy

Always been easy and quick efficient service Reviewed on: 11th April 2023

Easy to use and so supportive

This is the best credit card company I have used and their customer service is great. Easy to use and they look after you. Reviewed on: 11th April 2023

Brilliant

Always found it easy to use the online service and I like that I can buffer my available balance Reviewed on: 11th April 2023

Excellent choice

Words can't even explain zopa is the best Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Freedom Rewards Credit Card
from Barclaycard 3.94 from 62 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews
Credit card
from Vanquis 4.39 from 598 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.88 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub