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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

In Control

5
Very easy to use and always in control via the app Reviewed on: 11th April 2023
Michael John Attwater's avatar
Michael John Attwater

Credit Card

5
So easy to use and great app easy to track spending Reviewed on: 11th April 2023
K.Degnan's avatar
K.Degnan

Easy to use

5
Easiest to use app on the market Reviewed on: 11th April 2023
James's avatar
James

Very easy and simple to use credit card

5
Easy to apply card came through the post app downloaded. Simple and easy Reviewed on: 11th April 2023
Anand Gurung's avatar
Anand Gurung

Excellent Service and Features

5
Good Customer service, easy to navigate App and the features. Reviewed on: 11th April 2023
Natasha 's avatar
Natasha

Great card

5
Zopa gave me a chance to improve my score ... excellent card . easy to use mobile app. Reminder every month bill due . Would recommend Reviewed on: 11th April 2023
terry hilder's avatar
terry hilder

Starter card

3
Your balance doesn’t seem to ever increase. A great low balance starter card Reviewed on: 11th April 2023
Leashy's avatar
Leashy

Great card to use anywhere

5
I have a Zopa card. Use where you like. Great help and many more products Thant can help you at great rates. Reviewed on: 11th April 2023
Alan's avatar
Alan

So easy to use!!

5
I love the app. Easy to see what you have borrowed and how much you have left and also making payments is so easy! Reviewed on: 11th April 2023
Joely Harding's avatar
Joely Harding

Easy to use

5
Easy to use Keep you updated and informed Helpful Reviewed on: 11th April 2023
Hayley 's avatar
Hayley

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