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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Perfect :)

Great Company, easy to use App, fantastic customer service! Brilliant. Reviewed on: 11th April 2023

No quibble company

Amazing company. Keeps you up to date. Customer service is the best I have ever dealt with. Would recommend to friends and family Reviewed on: 11th April 2023

John

Efficient , helpful and always listen Reviewed on: 11th April 2023

Honest great service

Been with zopa for a while now and simply can't fault the honest and easy service it provides. Would recommend to anyone wanting to utilise these services. Reviewed on: 11th April 2023

Very good and helpful

Always been there if needed and very helpful and understanding Reviewed on: 11th April 2023

Best card providers

Easy to make always email you about everything Reviewed on: 11th April 2023

In Control

Very easy to use and always in control via the app Reviewed on: 11th April 2023

Credit Card

So easy to use and great app easy to track spending Reviewed on: 11th April 2023

Easy to use

Easiest to use app on the market Reviewed on: 11th April 2023

Very easy and simple to use credit card

Easy to apply card came through the post app downloaded. Simple and easy Reviewed on: 11th April 2023

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