Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy to use and very helpfull

Great app, easy to use, good notifications and succinct communications Reviewed on: 11th April 2023

Great

Applied and was immediately approved without loads of question.Easy application with no fuss Reviewed on: 11th April 2023

Great card

Great card and great service. Tips on the app are very used too Reviewed on: 11th April 2023

Great for rebuilding

I have found Zopa to be a responsible lender and have been able to rebuild my credit score. I feel that I am in control my credit and can choose to increase or not. I like that payments are instant so you always know where you are at. Zopa for me have been amazing and if like me you need to rebuild your score or take better control over your spending then Zopa is perfect. Yes the interest rate is on the higher side, but if you keep your spending down and pay off either in full or more than the minimum you can keep on top of it. Also if you have a poor credit rating then you won’t get better! Reviewed on: 11th April 2023

Perfect :)

Great Company, easy to use App, fantastic customer service! Brilliant. Reviewed on: 11th April 2023

No quibble company

Amazing company. Keeps you up to date. Customer service is the best I have ever dealt with. Would recommend to friends and family Reviewed on: 11th April 2023

John

Efficient , helpful and always listen Reviewed on: 11th April 2023

Honest great service

Been with zopa for a while now and simply can't fault the honest and easy service it provides. Would recommend to anyone wanting to utilise these services. Reviewed on: 11th April 2023

Very good and helpful

Always been there if needed and very helpful and understanding Reviewed on: 11th April 2023

Best card providers

Easy to make always email you about everything Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.94 from 379 reviews
Credit card
from Zable 4.94 from 77513 reviews
Credit builder credit card
from Vanquis 4.79 from 19912 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub