Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Highly recommend

Highly efficient and reliable. The app is fantastic And you can keep a check on your credit score Every day if you need to. Reviewed on: 11th April 2023

Zopa is very reliable

Zopa is reliable and the limit given is reasonable. Reviewed on: 11th April 2023

Easy no fuss

Fast application fast receiving card and good banking app Reviewed on: 11th April 2023

This is a great card

I am very happy with my zopa card and would highley recommend the product. Reviewed on: 11th April 2023

A very pleased customer

Brilliant credit card fast efficient service, taking care to make sure credit limits are affordable, repayments to the credit card are applied swiftly and without delay, in order to maintain your credit Reviewed on: 11th April 2023

A life line when needed!

Really wanting to build my credit and it’s doing just that! Reviewed on: 11th April 2023

Easy to use and the app is fantastic

Been with Zoopla for 2 years now and I had no problems at all it's a fantastic card Reviewed on: 11th April 2023

Fantastic

Love my zopa credit card really helps to control my finances Reviewed on: 11th April 2023

Very good!

Good service. No issues or complaints! Reviewed on: 11th April 2023

Best credit card so far!

Easy to use. App can do everything for you saves the hassle to call in and app friendly. Amazing card by far out of all the others used in past. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.81 from 123710 reviews
Partnership credit card
from John Lewis 2.13 from 905 reviews
Clubcard credit cards
from Tesco Bank 3.97 from 349 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub