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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Nice company to use

Happy with them . Paying back same day show available. Reviewed on: 11th April 2023

Credit card

Great app to keep I. Top of your account very easy to use Reviewed on: 11th April 2023

Useful travel companion

Though I use this as a travel back up card, using it is a breeze. From purchase through to paying the bill. Very easy and recommended Reviewed on: 11th April 2023

Highly recommend

Highly efficient and reliable. The app is fantastic And you can keep a check on your credit score Every day if you need to. Reviewed on: 11th April 2023

Zopa is very reliable

Zopa is reliable and the limit given is reasonable. Reviewed on: 11th April 2023

Easy no fuss

Fast application fast receiving card and good banking app Reviewed on: 11th April 2023

This is a great card

I am very happy with my zopa card and would highley recommend the product. Reviewed on: 11th April 2023

A very pleased customer

Brilliant credit card fast efficient service, taking care to make sure credit limits are affordable, repayments to the credit card are applied swiftly and without delay, in order to maintain your credit Reviewed on: 11th April 2023

A life line when needed!

Really wanting to build my credit and it’s doing just that! Reviewed on: 11th April 2023

Easy to use and the app is fantastic

Been with Zoopla for 2 years now and I had no problems at all it's a fantastic card Reviewed on: 11th April 2023

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