Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

Without doubt the best provider on the market Reviewed on: 11th April 2023

East to use

Very clear on what charges and easy to use Reviewed on: 11th April 2023

Outstanding Service

Great service provided , easy to use app and great customer service Reviewed on: 11th April 2023

Really good card

Really good card and always updating you for everything via app so very easy to keep a track of things Reviewed on: 11th April 2023

5 star credit providers

Never had an issue with Zopa, very straight forward, easy to reach out to and contact if there’s any issues. Fair prices and loyal to customers Reviewed on: 11th April 2023

Keeps my informed at every stage

Helps keep my in the know with my credit limit and lets me know when I spend on my card. Great customer support Reviewed on: 11th April 2023

Easy to use

Easy to use app just what you want Reviewed on: 11th April 2023

Nice company to use

Happy with them . Paying back same day show available. Reviewed on: 11th April 2023

Credit card

Great app to keep I. Top of your account very easy to use Reviewed on: 11th April 2023

Useful travel companion

Though I use this as a travel back up card, using it is a breeze. From purchase through to paying the bill. Very easy and recommended Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.45 from 116 reviews
Bip Credit Card
from NewDay 4.80 from 2286 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub