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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

This is a great card

4
I am very happy with my zopa card and would highley recommend the product. Reviewed on: 11th April 2023

A very pleased customer

5
Brilliant credit card fast efficient service, taking care to make sure credit limits are affordable, repayments to the credit card are applied swiftly and without delay, in order to maintain your credit Reviewed on: 11th April 2023

A life line when needed!

5
Really wanting to build my credit and it’s doing just that! Reviewed on: 11th April 2023

Easy to use and the app is fantastic

5
Been with Zoopla for 2 years now and I had no problems at all it's a fantastic card Reviewed on: 11th April 2023

Fantastic

5
Love my zopa credit card really helps to control my finances Reviewed on: 11th April 2023

Very good!

5
Good service. No issues or complaints! Reviewed on: 11th April 2023

Best credit card so far!

5
Easy to use. App can do everything for you saves the hassle to call in and app friendly. Amazing card by far out of all the others used in past. Reviewed on: 11th April 2023

One of a kind

5
A simple, easy to use modern card that keeps you up to date with your account balance and repayments. Highly recommended Reviewed on: 11th April 2023

Easy to use app

5
Easy to use app , never had any issues 5 * Reviewed on: 11th April 2023

actually understands customers

5
they were more than happy to waive charges over my confusion on a payment - no hassles, no red tape, no computers.... refreshing Reviewed on: 11th April 2023

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