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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Really good card

Really good card and always updating you for everything via app so very easy to keep a track of things Reviewed on: 11th April 2023

5 star credit providers

Never had an issue with Zopa, very straight forward, easy to reach out to and contact if there’s any issues. Fair prices and loyal to customers Reviewed on: 11th April 2023

Keeps my informed at every stage

Helps keep my in the know with my credit limit and lets me know when I spend on my card. Great customer support Reviewed on: 11th April 2023

Easy to use

Easy to use app just what you want Reviewed on: 11th April 2023

Nice company to use

Happy with them . Paying back same day show available. Reviewed on: 11th April 2023

Credit card

Great app to keep I. Top of your account very easy to use Reviewed on: 11th April 2023

Useful travel companion

Though I use this as a travel back up card, using it is a breeze. From purchase through to paying the bill. Very easy and recommended Reviewed on: 11th April 2023

Highly recommend

Highly efficient and reliable. The app is fantastic And you can keep a check on your credit score Every day if you need to. Reviewed on: 11th April 2023

Zopa is very reliable

Zopa is reliable and the limit given is reasonable. Reviewed on: 11th April 2023

Easy no fuss

Fast application fast receiving card and good banking app Reviewed on: 11th April 2023

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