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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic service

Fantastic service. Great product. Good communication. Reviewed on: 11th April 2023

Top customer service

Helpful, polite and friendly great service Reviewed on: 11th April 2023

Brilliant

Brilliant and easy perfect card for what I need Reviewed on: 11th April 2023

Speedy and easy

Using the app is so quick and easy Reviewed on: 11th April 2023

Zopa friendly

So helpful ,friendly reminders , easy access to app and very easy to use . Very customer friendly I recommend Zopa to anyone Reviewed on: 11th April 2023

Highly recommend

If your looking for a good credit card can’t recommend zopa enough. Reviewed on: 11th April 2023

Great service

Great service. There to help when need Reviewed on: 11th April 2023

The no fuss customer focused credit card company

I applied for a card got accepted quickly without fuss or delay the app is brilliant easier to use that other credit card apps. As a customer I feel safe with Zopa. Reviewed on: 11th April 2023

Affordable payments

Easy to use, affordable payments. Regular updates on your borrowing power Reviewed on: 11th April 2023

Great credit cards provider

Very professional comparing to other credit card providers ( Aqua for example). Every time I made a payment into my account, I'm receiving a receipt without asking. The app is very easy to use, also provides a credit score report, which is great for having an overview over how I'm managing my finances. For New Days credit cards (Aqua), they didn't provided a payment receipt even after asking for a proof of my spending, which made me think that Zopa is miles above when speaking about trust, comparing to other credit card providers Reviewed on: 11th April 2023

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