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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Overall Service

Excellent customer service care, quick and efficient, easy to use application Reviewed on: 11th April 2023

Good service card is great

Your able ti.use it on Google wallet and that's a plus its accepted everywhere and if you need to contact customer services there help is spot on Reviewed on: 11th April 2023

I would recommend the Zopa company to all my family and friends 5

I have had a good experience with zopa 10 Reviewed on: 11th April 2023

Card recommendations

Wonderful easy to use easy to pay and app is great easy to get around everything you need Reviewed on: 11th April 2023

Always happy to help

Great company always happy to help go above and beyond to get what you want Reviewed on: 11th April 2023

Excellent

Product is excellent and the service is second to nonr Reviewed on: 11th April 2023

Best credit card provider

Best credit card provider Very helpful customer services Very good rates Reviewed on: 11th April 2023

Fantastic company !

A great company, very easy to use app and excellent customer service. A great bank with a service centre in the app for all your needs. Reviewed on: 11th April 2023

Smooth and efficient service

I have Zopa Credit card and the service and UX of the App is simply excellent Reviewed on: 11th April 2023

Professionally Amazing

Very professional and reliable. Things are always clear and to the point. They have an amazing app, I can’t complain. Reviewed on: 11th April 2023

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