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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic company !

A great company, very easy to use app and excellent customer service. A great bank with a service centre in the app for all your needs. Reviewed on: 11th April 2023

Smooth and efficient service

I have Zopa Credit card and the service and UX of the App is simply excellent Reviewed on: 11th April 2023

Professionally Amazing

Very professional and reliable. Things are always clear and to the point. They have an amazing app, I can’t complain. Reviewed on: 11th April 2023

Fantastic service

Fantastic service. Great product. Good communication. Reviewed on: 11th April 2023

Top customer service

Helpful, polite and friendly great service Reviewed on: 11th April 2023

Brilliant

Brilliant and easy perfect card for what I need Reviewed on: 11th April 2023

Speedy and easy

Using the app is so quick and easy Reviewed on: 11th April 2023

Zopa friendly

So helpful ,friendly reminders , easy access to app and very easy to use . Very customer friendly I recommend Zopa to anyone Reviewed on: 11th April 2023

Highly recommend

If your looking for a good credit card can’t recommend zopa enough. Reviewed on: 11th April 2023

Great service

Great service. There to help when need Reviewed on: 11th April 2023

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