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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa’s app is very easy and straightforward.

Zopa’s app is very easy and straightforward. always helpful Reviewed on: 6th March 2026

Just so easy to use app.go for it you won't regret it

Just so easy to use app. Setting up payments is easy Reviewed on: 6th March 2026

No issue what so ever excellent app

No issue what so ever excellent app Reviewed on: 6th March 2026

Very easy to navigate the app so easy to use and it'...

Very easy to navigate the app so easy to use and it's very transparent and simple when trying to make payments all really good would really recommend to others Reviewed on: 6th March 2026

Good enough

It is helpful and easy to use,but you can't make a direct debit only automatic payments Reviewed on: 6th March 2026

Excellent service and great.

Excellent service and great. Very good customer easyvuse interbet Reviewed on: 6th March 2026

Everything runs smoothly with Zopa no issues and I w...

Everything runs smoothly with Zopa no issues and I would recommend to anyone Reviewed on: 6th March 2026

Great service and good communication from Zopa

Great service and good communication from Zopa Reviewed on: 6th March 2026

Really admire your services.

Really admire your services. Your app is always in action. Reviewed on: 6th March 2026

Very good company and customer service

Very good company and customer service Reviewed on: 6th March 2026

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