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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I was really happy I was given a zopla card as I hav...

I was really happy I was given a zopla card as I have an Iva which wasn't through me to bad credit I helped out my son and he couldn't afford the payments anymore which resulted in me having to get an iva I've never missed a payment so for zopla to give me a card i was so happy as I'm a good payer and hopefully they will see that and in time up my limit a bit more thank you zopla Reviewed on: 15th January 2026

Fast and Helpful

Prompt response and helpful advice given. Reviewed on: 15th January 2026

Very smooth easy to talk to and work things out

Very smooth easy to talk to and work things out Reviewed on: 15th January 2026

110 percent, really happy I’m with them

110 percent, really happy I’m with them Reviewed on: 15th January 2026

Great service

All so easy to deal with great customer care and everting is dealt with efficiently Reviewed on: 15th January 2026

I have been well looked after by this company

I have been well looked after by this company Reviewed on: 15th January 2026

Always been helpful if any problems, good rates, fai...

Always been helpful if any problems, good rates, fair increase policy, good tools to use on app. Reviewed on: 15th January 2026

Zopa dupa

First class service.Easy to contact and probllem solving .Any enquiry treated as important as the next.cutomers are treated like adults and any enquiry explained in simple terms Reviewed on: 15th January 2026

Great and sufficient,easy to use and nice service

Great and sufficient,easy to use and nice service Reviewed on: 15th January 2026

Excellent customer Support

Excellent customer service and quick response Reviewed on: 15th January 2026

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