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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Will 100% recommend to everyone I know

This company is very good, I like how I can have my loan and savings all under 1 roof. The app is so easy to use and very responsive. I’m very happy with this company and I have no complaints. Reviewed on: 3rd April 2023

New customer

From day one iave nothing but very good things to say about zopa,I love my account and iam planning to refer my family and friends to zopa. Reviewed on: 3rd April 2023

Best bank by far

Great company everything is so easy and they keep you informed about everything I would highly recommend them Reviewed on: 3rd April 2023

Help when I needed it

I've been trying to get my credit score back to a good place and this card was issued when refused elsewhere. Helped me so much. Reviewed on: 3rd April 2023

SUPERB

A serious company more than serious Reviewed on: 3rd April 2023

Is good

I have credit card and small save is very good for me Reviewed on: 3rd April 2023

Excellent

Great card , and chance if savings as well. Easy app to use Reviewed on: 3rd April 2023

Zopa the easiest card

Zopa on the app simple to follow and an interest paying savings account all in one Pay in full every month and see your savings grow Reviewed on: 3rd April 2023

Use abroad

I have used the Zopa card abroad on holiday without incurring transaction charges.My credit limit has increased so I do not have to go above 70% of my credit limit which the credit reference agencies do not like. Recommended for use abroad. Reviewed on: 3rd April 2023

Very user friendly

Very user friendly and easy to use app Reviewed on: 3rd April 2023

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