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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply

Good customer service and easy application, high apr but love the fact if its dose not charge for foreign currency Reviewed on: 29th March 2023

Easy-peasy

No-faff credit card, perfect for spending while abroad. Reviewed on: 29th March 2023

Easy and efficient from start to finish

Very easy to apply decision in seconds whole process was a breeze would highly recommend Reviewed on: 29th March 2023

Great experience with Zopa

Best credit card provider, very affordable repayments and interest is very fair Reviewed on: 29th March 2023

Amazing

They are so simple and straightforward with their offers and I love it Reviewed on: 28th March 2023

Easy to use bank application

Easy to use and navigate , love the Zopa application Reviewed on: 28th March 2023

Fantastic

Quick easy sign up Fantastic service Great app Reviewed on: 28th March 2023

Handy Card

Great app which is too easy to use. Reviewed on: 27th March 2023

Highly recommend

Great service, any questions I have ,send a quick message on the app and an agent gets back to me quickly, helpful team. App is easy to use. Reviewed on: 27th March 2023

Best Bank

Thank you for all your help first class in every aspect Reviewed on: 26th March 2023

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