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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use & great customer service!

The app is super-user friendly and the customer service team is always great whenever I need to get in touch. Reviewed on: 1st March 2023

A good service

its been great hopefully more balance transfers will be offered Reviewed on: 1st March 2023

Good rate and easy application

Easy and quick to apply, good rate Reviewed on: 1st March 2023

Fantastic,friendly service!

Great service,no hastle and no problem keeping track of your finances with a clear and easy to use app. Reviewed on: 1st March 2023

Perfection

Highly recommended to everyone I no Reviewed on: 28th February 2023

Amazing

Really quick process and simple to use app Reviewed on: 28th February 2023

Excellent service

Easy to apply for and even easier to use. Reviewed on: 28th February 2023

Brilliant

Accepted me for a credit card. Decent credit limit for first limit Very helpful app Full of tips and money advice You can even set up savings accounts. I am very impressed. The whole set up makes you want to improve.your credit score. You feel supported. Reviewed on: 28th February 2023

Great Service

I find Zopa to have great customer service and are always helpful and happy to help Reviewed on: 28th February 2023

Great New Credit Card

Great new credit card, with a good app. Haven’t had a problem. Reviewed on: 28th February 2023

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