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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good lender

Zopa is a good lender and I have been happen with their service so far. So much so, I have recommended them to friends and family who now also use Zopa products. Thank you Zopa!’ Reviewed on: 24th February 2023

Excellent all round

Good interest rate offered. App is great for budgeting and monitoring spending. Reviewed on: 24th February 2023

Amazing all round

I have been using this credit card since 2021 and no problems have ever encountered. I'm so thrilled by this credit card Reviewed on: 24th February 2023

Friend and family

Very easy aplicaton for credit card Reviewed on: 24th February 2023

Zopa bank has everything

I joined zopa over 12 months ago ,they have a wide array of products available at competitive prices ,there customer service agents are both knowledge able and very polite ,there mobile banking app is quick and easy to use to pay into or to your credit card bill .I would recommend them 100% Reviewed on: 24th February 2023

Very good card and easy for paying back and always here if we need help regarding our debt

I love this card and it is very qsy to use and pay back there always here for help.if you are struggling to pay back Reviewed on: 24th February 2023

Great service

I'm very happy with my credit card , I'm sure that I will use it more Reviewed on: 24th February 2023

Competitive with good customer service.

I have never any problem using Zopa card. Their services are beyond satisfaction. Reviewed on: 24th February 2023

No hassle credit

Payments go out of my account automatically, and they don't increase your limit unless they know that you can afford it Reviewed on: 24th February 2023

Perfect card

I love the new card. The app is very easy to use. The one thing that makes this card different is when you make the payment. It shows straight away an like normal credit cards that take a few working days to show up. Reviewed on: 24th February 2023

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