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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Absolutely brilliant

Easy app to use everything on hand easy contactless card if you wanna pay more each month you can do it through the app so if your like me and don’t like talking to anyone on the phone you can do it all through the app Reviewed on: 23rd February 2023

There help keep you going

There help keep you going easy there always there when I need then and there how keep me with my credit limit Reviewed on: 23rd February 2023

Zopa credit card

Easy to apply for the card Quick decision Ideal card to improve your credit score Reviewed on: 23rd February 2023

Simple and Effective

Easy to apply, easy to manage. App is very well set up. Really good experience. Reviewed on: 23rd February 2023

Excellent service

Excellent service experience with zopa is a1 Reviewed on: 23rd February 2023

Easy to use and manage through app

Great card easy to use and manage via app Reviewed on: 23rd February 2023

Easy to use

Great app good security when used online My 1 stop credit card Reviewed on: 23rd February 2023

Helpful

Zopa are always so transparent so I know what's owed and what's happening. Reviewed on: 23rd February 2023

best credit card to help build your credit report.

i was looking for a card to help me increase my credit ratings and Zopa credit card did not disappoint me. my credit has increased, all thanks to Zopa credit card Reviewed on: 23rd February 2023

Handy funds to hand

Zopa Credit Card funds comes to hand when there is a need but not as a daily expenditure resource. Reviewed on: 23rd February 2023

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