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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing company

Very quick at decisions and staff are always very friendly and helpful Reviewed on: 6th March 2026

Very straightforward process and clear terms and con...

Very straightforward process and clear terms and conditions Reviewed on: 6th March 2026

Does what it says clear payment details you know exa...

Does what it says clear payment details you know exactly where you are with the great aoo Reviewed on: 6th March 2026

Brilliant

Life changing experience. Friendly, supportive, fair. Reviewed on: 6th March 2026

Most high street lenders offer more competitive rates

Most high street lenders offer more competitive rates Reviewed on: 6th March 2026

So easy to apply very polite and helpful staff

So easy to apply very polite and helpful staff Reviewed on: 6th March 2026

Ideal service for building credit rating

Ideal service for building credit rating Reviewed on: 6th March 2026

Very simple and easy to use, great options for build...

Very simple and easy to use, great options for building credit score and can really cater products to suit your needs whilst still ensuring you aren’t spending above your means and that your borrowing is manageable! Reviewed on: 6th March 2026

Great service

Very helpful and sort your matters out Reviewed on: 6th March 2026

Great company

Great company great customer contact Reviewed on: 6th March 2026

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