Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

View other Zopa products

4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

QUICK AND EASY

Amazing card company with a professional reputation and customer base service. Money is easy to access and the app work perfectly Reviewed on: 22nd February 2023

Life saver

Zopa provided me credit at a time it really helped me out Reviewed on: 22nd February 2023

Zopa

This credit is the perfect start to improving your credit history. Thanks Zopa Reviewed on: 22nd February 2023

Professional

I have been with zopa for a year and found them to be highly professional and very helpful with all enquiries I have had. Reviewed on: 22nd February 2023

Great service, very fast efficient. Great communication

Great service, very efficient was very thorough with the pros and cons. Great all-round. Reviewed on: 22nd February 2023

Fast easy service

Fast and easy service any problems solved through the app or the customer service great service all round. Reviewed on: 22nd February 2023

Excellent and Easy

The App to manage my card is amazing, super quick and super easy. Thank you. Reviewed on: 22nd February 2023

Best credit provider

Transparent, easy to use, easy to pay 10 stars from me Reviewed on: 22nd February 2023

Great Customer Service

Great credit company, very easy to speak to if you need to. Reviewed on: 22nd February 2023

Great Service

Have really been pleased with my credit card and service I have received. Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.16 from 3 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews
Credit cards
from Virgin Money 3.78 from 816 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub