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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very professional and friendly service

Very professional and friendly service Reviewed on: 15th January 2026

really good card .

really good card . hassle tree and good customer service Reviewed on: 15th January 2026

Excellent service excellent website do easy to use 1...

Excellent service excellent website do easy to use 1st class Reviewed on: 15th January 2026

Excellent credit facility.

Excellent credit facility. No hidden charges. Always there just in case. Reviewed on: 15th January 2026

Absolutely easy to start process till end.

Absolutely easy to start process till end. The app is straight forward and customer services excellent Reviewed on: 15th January 2026

A second chance at rebuilding my credit

Excellent credit builder, though I wouldn’t get excepted due to past history, but Zopa gave me a second chance. This is my chance to rebuild with the help from Zopa Reviewed on: 15th January 2026

since joining Zopa it has helped me a lot without an...

since joining Zopa it has helped me a lot without any problems that is why I am voting for Zopa and if you haven't got it get it now and you will be glad you did. Reviewed on: 15th January 2026

Excellent credit card

Very easy to use and efficient when using the app Reviewed on: 15th January 2026

Always a great experience .. helpful

Always a great experience staff incredibly helpful .. and customer service is always great Reviewed on: 15th January 2026

The app is very helpful and easy to use and team are...

The app is very helpful and easy to use and team are very helpful is I can’t solve it on the app Reviewed on: 15th January 2026

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