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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service and great app

I have been using the card for 12 months or so, and the app is great, it’s so easy to use. Very clear info and billing dates. Also helpful tips on how to improve eligibility for credit increases. Reviewed on: 22nd February 2023

My great Zopa

Fantastic customer service..thumbs up Reviewed on: 22nd February 2023

Easy to manage

Since getting a Zopa credit card I’ve found that it’s easy to manage. The app is really user friendly and helps me to understand my spends. Customer service was excellent when first setting up and everything was completed promptly. Highly recommend. Reviewed on: 22nd February 2023

Great service, no fuss, quick responses

Applied for a loan done in minutes, in my account within an hour Reviewed on: 22nd February 2023

Credit card

Not long had the card but I love it already Reviewed on: 22nd February 2023

Best

Excellent perfect opportunity thanks you Reviewed on: 22nd February 2023

Great credit card

Great credit card with great things included Reviewed on: 22nd February 2023

Excellent credit card for all.

Excellent service with east to use App and timely email reminders on payment dates. Reviewed on: 22nd February 2023

Would highly recommend this company been brilliant with me

Can’t say anything bad been really good would highly recommend Reviewed on: 22nd February 2023

AMAZING

easy application process, money was in my account really quickly - repayments are easy to manage. Reviewed on: 22nd February 2023

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