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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best card ever

I love Zopa credit card you can manage your account through easy Zopa App Reviewed on: 22nd February 2023

Amazing company

Best company ever. Please use them Reviewed on: 22nd February 2023

Zopa is the best

I apply for credit card , and in few minuts was ready, thank you ZOPA Reviewed on: 22nd February 2023

Always know what you are spending

Easy to make payment on the app tells you when you go over the limit Reviewed on: 22nd February 2023

Quick, reliable and clear!

Very easy application process, quick response and even quicker delivery of funds/Card! Seamless journey! Reviewed on: 22nd February 2023

Mr Tarun Kumar

Good card, good mobile app. It also provides quick access and I am enjoying this card. Reviewed on: 22nd February 2023

Very good easy to use

Very good easy to use application. Only negative APR creeps up a little to often. Reviewed on: 22nd February 2023

Great credit card

Easy application to complete and quick turnaround Reviewed on: 22nd February 2023

Great company

They have been nothing buy great to me! Reviewed on: 22nd February 2023

Credit card

Easy to apply the app is very easy to use Reviewed on: 22nd February 2023

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Want to see more from Zopa?

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