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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy application

Easy to apply and understand simple account access Reviewed on: 22nd February 2023

Its okay

Overall good but App could do with being better Reviewed on: 22nd February 2023

Excellent

Great company and so easy to manage using the App Reviewed on: 22nd February 2023

CRYSTAL CLEAR ADVICE

ZOPA ARE SO TRANSPARENT AND OPEN Reviewed on: 22nd February 2023

Amazing app and credit card

Like insiad app working incredibly quickly and heandy. Reviewed on: 22nd February 2023

Great communication and easy to use service!

For a credit card company they are great at communicating and the service is so easy to use! Reviewed on: 22nd February 2023

Good

Easy to use & really like the website Reviewed on: 22nd February 2023

Great, efficient and helpful

Zopa have been great. Efficient service, always on hand to help and great rates. Reviewed on: 22nd February 2023

Easy to work with on app

App is up to date, when repaying it shows up instantly, very easy to use Reviewed on: 22nd February 2023

Not one single problem

Since I have dealt with zopa I’ve had no issues. Everything is easy to understand and I’m kept updated with everything. Reviewed on: 22nd February 2023

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