Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,351 reviews, last reviewed 17th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great Service

5
Great service from ZOPA which is all very easily managed through the app. The app itself is very easy to use and understand and not at all complicated or text heavy. Reviewed on: 22nd February 2023
Darren Kennedy's avatar
Darren Kennedy

Exerlant

5
Excellent experience would recommend to anyone thinking of getting a card Reviewed on: 22nd February 2023
Gary Osman's avatar
Gary Osman

Highly recommend

5
Keep you updated emails and text messages Reviewed on: 22nd February 2023
Jo's avatar
Jo

Credit card feedback

5
Superb service had my card now for a couple of years love it Reviewed on: 22nd February 2023
scsphudson@hotmail.com's avatar
[email protected]

Great service

5
Really impressed with the quality of service from Zopa. Love that I can keep track using the app which has more features than a lot of other credit card apps. Reviewed on: 22nd February 2023
Alison Key's avatar
Alison Key

Great service

5
Easy get on with great app friendly staff Reviewed on: 22nd February 2023
David gill 's avatar
David gill

Excellent Customer service

5
I would highly recommend anyone have a Zopa credit card. They are extremely supportive to individual needs. Reviewed on: 22nd February 2023
Di Williams's avatar
Di Williams

Great service

5
Always helpful whenever needed great customer service Reviewed on: 22nd February 2023
Danial Cutts's avatar
Danial Cutts

Helpful

5
Great company, good customer service! Reviewed on: 22nd February 2023
Lee Mottershead's avatar
Lee Mottershead

Satisfaction

5
Very satisfied with everyone that iv had to talk to from the company they have made it so easy for me to keep on top ov my finances Reviewed on: 22nd February 2023
Gary Martin's avatar
Gary Martin

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill