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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,351 reviews, last reviewed 17th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44352)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Excellent service

5
Easy to use, the app is great and allows you to see pending interest in real time. Message us service allows you to contact them in your own time without interrupting your day Reviewed on: 22nd February 2023
Ryan neill's avatar
Ryan neill

Brilliant credit card and app money is straight in my account easy to use very user friendly.

4
Zopa is my second credit card I’ve had and using the app is so easy and simple, warnings for payments are brilliant and very helpful. Reviewed on: 22nd February 2023
Mungo Niekirk's avatar
Mungo Niekirk

Credit card

5
Great back on the phone always helpful Reviewed on: 22nd February 2023
Brian Rogers's avatar
Brian Rogers

Great for building credit rating

5
Good card for building up credit rating Reviewed on: 22nd February 2023
Daniel Halliday's avatar
Daniel Halliday

So simple

5
From application to daily use, this card has been fantastic and simple Reviewed on: 22nd February 2023
Andrew Povey's avatar
Andrew Povey

Easy to use

5
With a good mobile app, easy to use online and in store. Plus... it looks good! Reviewed on: 22nd February 2023
R Frencel's avatar
R Frencel

Recommended

5
Quick response and very clear on all aspects. Reviewed on: 22nd February 2023
Cristian Filon's avatar
Cristian Filon

Great Card

5
Excellent app for managing your card Reviewed on: 22nd February 2023
Robert Campbell's avatar
Robert Campbell

Simple yet sophisticated

5
Easy to apply strps, super simple but powerfull app with all what is needed in one place, great customer service in time of need. All information in one place with really good security options to protect. Overall well made for customer needs app and services. Reviewed on: 22nd February 2023
Dominika's avatar
Dominika

Great credit card

5
This card has helped me build my credit score .great for people who have a bad credit Reviewed on: 22nd February 2023
Janice Millar's avatar
Janice Millar

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