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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44352 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44352)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great thing to have

Nice and easy to use even for people with bad credit score Reviewed on: 22nd February 2023

Great support

Great support for a new credit card user. Reviewed on: 22nd February 2023

Best credit card I've had

Definitely helpfully in a time of need, straight forward, no hassle and very clear. So easy to stay on top of finance Reviewed on: 22nd February 2023

great credit card

great credit company, great excellent customer service just all around great company to have a credit card with Reviewed on: 22nd February 2023

Overall a very good company

Been with zopa for over two years and everything is simply best . Highly recommended Reviewed on: 22nd February 2023

Excellent experience

Fast approval everything went smoothly Reviewed on: 22nd February 2023

Great company

Im Really pleased with Zoopa. I would recommend Zoopa to everyone. Easy to manage app. Reviewed on: 22nd February 2023

Amazing

The app is user friendly, amazing no complaints at all, never had an issue. Reviewed on: 22nd February 2023

Easy to Use Credit

Zopa offer an easy and reliable credit card, with one of the easiest app's to use. I also have car finance which is great when its all linked in one app. My statements are sent every month, I have needed to contact customer service twice, and I have also had a very positive experience, not to mention low wait times and always resolve my query. Go Zopa!! Reviewed on: 22nd February 2023

Just on the ball

They have always been very helpful and informative, I'm always sent prompt information and updates regarding borrowing power, interest rates etc. And overalls the card is a great credit booster Reviewed on: 22nd February 2023

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