Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43489 reviews)

View other Zopa products

4.94

Based on 43,489 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

So far so good very helpful in every way So far so good very helpful in every way Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43489)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant credit limit for a new customer and

Brilliant credit limit for a new customer and Reviewed on: 15th January 2026

Zopable Future!

Zopa have been responsible lenders who have got a great costumer experience other lenders could learn from! Reviewed on: 15th January 2026

Whenever I have needed help they are always so nice...

Whenever I have needed help they are always so nice Reviewed on: 15th January 2026

ZOPA MOBILE APP

I applied for this card and the security is very good received the card via post you have to call to activate immediately I was able to use it very good just keep up payments no trouble to your credit Reviewed on: 15th January 2026

Zoom zoop away excellent product

The app is easy to navigate and call handlers very polite and professional Reviewed on: 15th January 2026

One of the best credit card forever, I would like to...

One of the best credit card forever, I would like to refer this Card for everyone Reviewed on: 15th January 2026

Zopa have been great within the last 2 months of hav...

Zopa have been great within the last 2 months of having an account Reviewed on: 15th January 2026

Quick and easy to apply for and easy to keep track o...

Quick and easy to apply for and easy to keep track of what you spend Reviewed on: 15th January 2026

Reasonable rates good comunications

Reasonable rates good comunications Reviewed on: 15th January 2026

Peace of mind

The process from application to receiving the card and guidance while using the card offers peace of mind Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Balance Transfer Credit Card
from Halifax 4.41 from 57 reviews
Marbles Credit Card
from NewDay 4.90 from 539 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub