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Zopa: Credit card reviews

4.87
Based on 44,351 reviews, last reviewed 17th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect credit card i want

5
I use this card everyday when I require and its give be best service every time. Reviewed on: 22nd February 2023

Not a bad company

4
No real complaints and no real amazing story to tell it a good standard finance company Reviewed on: 22nd February 2023

Credit card

5
Easy to access and very useful.not that hard to get it Reviewed on: 22nd February 2023

Positive Feedback

5
Great Customer Service, Zero % interest on Foreign Transactions Reviewed on: 22nd February 2023

Very good

5
Good experience with this zopa,easy and straightforward Reviewed on: 22nd February 2023

Easy to use

5
Easy to use and helpful app and keeps you updated with finances Reviewed on: 22nd February 2023

Great recommend to anyone well looked after

5
I been with Zopa long time now never had a problem and they happy to help anytime Reviewed on: 22nd February 2023

Best card ever

5
Easy to use and understand, the app is all set out and has all the features I need and 10/10 for customer service couldn't ask for more Reviewed on: 22nd February 2023

Excellent service

5
Really happy with the service provided Reviewed on: 22nd February 2023

Very good

4
Good experience and very helpful Reviewed on: 22nd February 2023

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