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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best Interset rates

Zopa has given me the best interest rate possible , in these difficult time, so a saviour for real Reviewed on: 22nd February 2023

Poor customer service

Poor customer service in terms of telephone manners Reviewed on: 22nd February 2023

Excellent service

I have had no problems at all very easy to navigate app and overall good service Reviewed on: 22nd February 2023

Reliable

I love that you can set a cushion amount for emergencies. I think that is a great company Reviewed on: 22nd February 2023

Amazing and convenient

Such a great service to use, providing more than just a credit card but constant support with building your credit score Reviewed on: 22nd February 2023

Good quality service

The service is great very easy to use app Reviewed on: 22nd February 2023

Good credit card let's you use sensibly

Great company to deal with let's you spend sensibly Reviewed on: 22nd February 2023

Easy and simple

Easy to apply and simple to use!! Good to build your credit score, love my Zopa already!! The app is easy to navigate too which is good and the card looks and feels great Reviewed on: 22nd February 2023

Perfect service

Always txt when you spend. Always email and keep informed. Very professional. Reviewed on: 22nd February 2023

Zopa always helps me in emergency

I like zopa , i want to thankfull and appreciate to the zopa who trust us and allowed us a credit card which helps in trouble and emergency Reviewed on: 22nd February 2023

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