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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic

I have no problem with this provider Reviewed on: 22nd February 2023

Everything I need.

I can pay if I need more money on my card straight away. Reviewed on: 22nd February 2023

Ace

Great card , comes in well handy Reviewed on: 22nd February 2023

Simple

Very quick, easy and simple. The app is also very handy to keep track Reviewed on: 22nd February 2023

Excellent service

I have received excellent service since obtaining my Zopa card. Would recommend to anyone. Very easy to keep track of your spending. Reviewed on: 22nd February 2023

Boss of all credit cards

Zopa credit card comes handy and easy to utilise with no bureaucracy Reviewed on: 22nd February 2023

Blown away

I am using ZOPA credit card for more than 10 months. I used this card for online shopping, fuel surcharge and groceries.The credit limit of the card is sufficient and I like the most about the card is that it is a life time free card and very good to use. Reviewed on: 22nd February 2023

great card

Great customer service from the team Reviewed on: 22nd February 2023

Easy-peasy credit

Really easy to apply on line and straight forward no nonsense app to keep on top of my spending and ensuring payments made in ample time. Love it. Reviewed on: 22nd February 2023

Great company

Zopa is excellent from day they keep you informed they also make sure that you are keept up to date with your account l for one would recommend them to anyone. I just like to say think you zopa Reviewed on: 22nd February 2023

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