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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Ease of service

Totally easy to use and operate super app and easy to manage Reviewed on: 21st February 2023

Quick easy to apply

Great app, quick to receive your card, decisions in fast time, recommend Reviewed on: 21st February 2023

Great service

The app is very good, and their app tells you the borrowing power you have. Great for building credit Reviewed on: 21st February 2023

Sunil Pancha

There are a very good creait card Reviewed on: 21st February 2023

Perfect credit card for me!

I’ve had this for a year now and it’s been such an easy process and hugely beneficial for my credit score, great customer service too! Reviewed on: 21st February 2023

Easy and Great Value

The Zopa credit card is great because it is a low interest rate, and yet very easy to apply for on the app they provided me for my loan. Great service so far! Reviewed on: 21st February 2023

Brilliant

Simply amazing and helpful , brilliant service and card Reviewed on: 21st February 2023

Great credit card

Had no issues using card and has helped build score Reviewed on: 21st February 2023

Affective

Very good card, easy to use, easy to track! Highly recommended Reviewed on: 21st February 2023

Excellent

Very helpful Excellent service Email regularly for an update Reviewed on: 21st February 2023

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