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Zopa: Credit card reviews

4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Company

5
Quick, professional services. A no nonsense approach, just doing what they promised. Reviewed on: 21st February 2023

Awesome

5
It is really very helpful when you decide to save something. Reviewed on: 21st February 2023

Credit card

5
Great card would recommend to anyone Reviewed on: 21st February 2023

trust

5
zoppa is the best bank, I recommend it to everyone with confidence. Reviewed on: 21st February 2023

Good

4
It's very good with lesser interest Reviewed on: 21st February 2023

Credit card

5
Simply quick and easy from start of application to Finish card arrived quickly an app is brilliant highly recommend Reviewed on: 21st February 2023

Mr N

5
So far i am satisfeid an good credit Card Reviewed on: 21st February 2023

The best card

5
The best card in london I used en europe Reviewed on: 21st February 2023

Excellent

5
A fast, easy process! Money when you need it! Good deal! Reviewed on: 21st February 2023

Great service. Constant updates. And real practical advice

5
Great practical advice. No unnecessary increases. They move at a slow pace for you to get familiar with your credit status Reviewed on: 21st February 2023

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