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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best choice

The best choice I ever made easy to use Reviewed on: 21st February 2023

App

Great well thought out app easy to use Reviewed on: 21st February 2023

There ok

Probably due to my credit report, but with the savings I have put into Zopa you would have thought I have a higher credit limit. If the credit limit is not raised soon, I'll be taking my custom elsewhere Reviewed on: 21st February 2023

Easy!

Everything is easy to use. The app is user friendly. Reviewed on: 21st February 2023

Great service

Seamless banking at one place for all finance needs Reviewed on: 21st February 2023

Best Credit provider, Zopa

I have never had any problems with Zopa, prompt to pick up a call, quick to sort out a problem and very fair with their credit. Best credit provider by far, thank you Zopa! Reviewed on: 21st February 2023

Excellent Service

Zopa has so far been incredible in providing excellent service. Reviewed on: 21st February 2023

Great

Service is great and should be recognised Reviewed on: 21st February 2023

Great!

easy to understand, plain english- lots of offers and advice. Reviewed on: 21st February 2023

Fab card

Great company,great card great credit! Reviewed on: 21st February 2023

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