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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy

Easy to use, competitive rates on products available Reviewed on: 21st February 2023

Brilliant

Easy to communicate, easy to run It's app is awesome and easy to use Reviewed on: 21st February 2023

Help family

Be it help people and family with cost it living Reviewed on: 21st February 2023

Pressure Valve

In the current climate Zopa has been invaluable. Flexibility, ability to use anywhere. Sensible credit lines. Responsible information and help. A great pressure valve in the current climate. Reviewed on: 21st February 2023

Amazing

App is super easy to use and understand. Card was quickly sent out. Reviewed on: 21st February 2023

Great service quick and no issues

Great service quick and no issues Reviewed on: 21st February 2023

Never let me down

I am using it for one year never had a problem with it. Reviewed on: 21st February 2023

Does what it says on the tin

Not had any problems with my card can use everywhere and app is simple and straightforward Reviewed on: 21st February 2023

Credit for Zopa!

User friendly and responsive: they want to engage and help and are set up to do so, unlike other banks. Reviewed on: 21st February 2023

Great product!

Great product with really flexible app and transparent fees/charges. Reviewed on: 21st February 2023

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