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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing credit card

Zopa credit card is family friendly credit card that will recommend for family and friends Reviewed on: 21st February 2023

Great

Good credit card to use anywhere. Flexible payment options. Reviewed on: 21st February 2023

What I like about Zopa

Zopa helps to get there customers great value they explain everything to you and if you need help there’s always someone well mannered customer services employee to lend a helping hand and give you great advice Reviewed on: 21st February 2023

Credit card

Highly recommended for building credit score Reviewed on: 21st February 2023

easy use

Overall good experience using this credit card. Helpful during the abroad trips Reviewed on: 21st February 2023

Never the issue

I am Zopa's customer for quite a while now and always used it via app. It's incredibly easy for me that way. I can monitor my payments in and out and also access other services. I hadn't had any issue at all so far. Would definitely recommend it to anyone. Reviewed on: 21st February 2023

Satisfied Customer

Good Customer Service, Super-Fast-Balance Up-Dating, Would Recommend, Great Card Reviewed on: 21st February 2023

Brilliant

Easy to manage, great customer service! Reviewed on: 21st February 2023

Very good card provider

Very good company to have as a card provider and very helpful Reviewed on: 21st February 2023

Good card to build credit

Chose this card to help improve my credit score so far its gone up 25 points Reviewed on: 21st February 2023

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