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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy and helpul

Zopa is easy credit to use. The app helps you manage your finances and the recommendations help with credit building. Reviewed on: 21st February 2023

Every good

I happy with zopa credit card and company give very good service and customer service is nice and they deal with customers with good manners Reviewed on: 21st February 2023

Total control

The Zopa credit card is so easy to manage thanks to the brilliant app that accompanies it .Great job Zopa Reviewed on: 21st February 2023

Excellent

Quick response when applying. Easy and clear app to use with lots of helpful and extra information. Reviewed on: 21st February 2023

Very good credit company and flexible.

My experience with with Zopa is very amazing easy to be with them. There always alert when you are due to pay them at end of the month. Reviewed on: 21st February 2023

Perfect

Perfect, excellent credit card, recommend for all Reviewed on: 21st February 2023

Classic credit card

This card is fantastic and the apr is very reasonable. The bank are sensible lenders and keen to help! Reviewed on: 21st February 2023

Brilliant company

Great customer service and helpful and friendly staff. Easy app to use and good rates of interest. The whole experience is stress free. Reviewed on: 21st February 2023

Great card

Good card to use and to payback. Easy app. Reviewed on: 21st February 2023

Perfect!

Amazing service, highly recommended for credit card users Reviewed on: 21st February 2023

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