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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great card

5
I have found Zopa to be an great card to manage - app is easy to use, and offers other services from Zopa as well as the credit card itself. Reviewed on: 21st February 2023
Jon Knowles's avatar
Jon Knowles

Very easy experience.

5
My credit score was basically nothing and was surprised by the limit they gave me when no one else would give me a chance. I highly recommend. Very easy process, easy to make payment's and keep track of your account. Couldn't recommend them enough. Reviewed on: 21st February 2023
NatWood2102's avatar
NatWood2102

My first credit card

5
Great app and as titled was my first credit card. Since then my credit rating has improved and so thankyou for believing and trusting in me! Reviewed on: 21st February 2023
Paul Saville's avatar
Paul Saville

Simple, straightforward,

5
Simple, straightforward and easy to use Reviewed on: 21st February 2023
Anthony Ribeiro's avatar
Anthony Ribeiro

Excellent service

5
Very easy to apply for an account with them for a credit card Reviewed on: 21st February 2023
Patricia Main's avatar
Patricia Main

To card provider

5
Zopa have been tremendous tbf. Easy to contact.. Great customer service… Great customer support… Can’t fault them at all… Reviewed on: 21st February 2023
Erroll's avatar
Erroll

Great service

5
Great service, friendly staff, simple to use app Reviewed on: 21st February 2023
Daz's avatar
Daz

Great card

5
Great card to help build your credit score and an app that is very easy to use. Would recommend this to anyone Reviewed on: 21st February 2023
Tristan Cottam 's avatar
Tristan Cottam

Customer satisfaction

5
Honestly have to say getting credit card with Zopa wS so easy and quick excellent customer services and very quick process would highly recommend this company Reviewed on: 21st February 2023
Debbie Todd's avatar
Debbie Todd

Flexible way to pay

5
It is Apple Pay comparable Easy to use customer app Reminders for payment due Easy to make additional or one off payments online Reasonable interest rates Credit allowance regulated Reviewed on: 21st February 2023
whitelillies@icloud.com's avatar
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