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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit Card

Easy to apply and fair decision making during processing of application. Reviewed on: 21st February 2023

Amazing

Easy app to use with great support when needed Reviewed on: 21st February 2023

Provided a great product for me

Having access to finances when needed has been a great thing and zopa has helped me to obtain security when needed Reviewed on: 21st February 2023

No hassle credit card

Easy to apply for, easy to manage, happy app Reviewed on: 21st February 2023

Absolutely good service

Asked a question about my card and got back straight away Reviewed on: 21st February 2023

Brilliant card, easy to use and keep track

I have struggled to get credit for a while and I finally got a Zopa card to help me, it’s a small amount but it will help me build my credit and it’s really informative about ways to help with your credit Reviewed on: 21st February 2023

Most reliable credit card providers

No matter your past or present credit history, zopa is what you need . Reviewed on: 21st February 2023

Helpful

Great customer service, really easy to use service and many other excellent services to choose from Reviewed on: 21st February 2023

Customer oriented

Customers issues & views, always taken into consideration. Reviewed on: 21st February 2023

A great credit card

A great credit card from a great company Reviewed on: 21st February 2023

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