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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Nice credit card and good helpful team.

Handy card to have for little extras, the team were so helpful regarding monthly payments which was a big weight off my mind. Thankyou team. Reviewed on: 21st February 2023

Simple to apply

Quick and easy application. Card came quickly Account is easy to manage via the app Reviewed on: 21st February 2023

Satisfaction

It was very easy to apply ,and payments made easy Reviewed on: 21st February 2023

Zopa credit card

I had receive the card exactly when I needed Reviewed on: 21st February 2023

Brilliant for building credit score

Through this card I've managed to rebuild credit score and get back on track Reviewed on: 21st February 2023

Simple and easy

A trully simple and easy credit card. No fuss-just a great credit card. Reviewed on: 21st February 2023

Excelente card

With the credit card you can buy anywhere and it's super easy to use Reviewed on: 21st February 2023

Flexible and very welcoming

Zopa credit card is very easy to manage, stay on track of and mainly very flexible. Reviewed on: 21st February 2023

Zopa

Zopa has an app that is easy and fast to use making keeping track of my money easy and effective Reviewed on: 21st February 2023

Fast and easy application

Perfect for all my needs. Happy with my decision to apply for the card Reviewed on: 21st February 2023

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