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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

So easy to use all the app functions

I have never used a company that so easy to use and understand. Excellent Reviewed on: 21st February 2023

Zopa credit for the best

I’ve been really pleased with the service Zopa has provided me, I love how customer friendly it is and reminders they leave when payments are due. Would definitely recommend it to my friends and family. Reviewed on: 21st February 2023

Financial help

It helped me at most difficult times Reviewed on: 21st February 2023

Excellent service and easy to use - Zopa credit card is grear

Super easy application with pre approval. Card sent really quickly and app set up is so simple. Would definitely recommend Zopa as a great card provider. Reviewed on: 21st February 2023

Quick setup and easy to use!

From application to first use, my expertise of the Zopa credit card has been excellent. I highly recommend it to those looking for an easy way to use a credit card. Reviewed on: 21st February 2023

Convenient

Easy to get approved and easy to use Reviewed on: 21st February 2023

Great company

great card, great customer service, does what it says Reviewed on: 21st February 2023

Card is great

It’s fine I have used it multiple times and it works fine though the limit is low Reviewed on: 21st February 2023

Brilliant Mobile Application

The mobile is friendly user that you can easily check the transaction, best features when you paid straight away that update the balance. Reviewed on: 21st February 2023

brilliant all money stuff in one place

It has good options and advice bout money and my credit score which helps Reviewed on: 21st February 2023

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