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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Financial help

It helped me at most difficult times Reviewed on: 21st February 2023

Excellent service and easy to use - Zopa credit card is grear

Super easy application with pre approval. Card sent really quickly and app set up is so simple. Would definitely recommend Zopa as a great card provider. Reviewed on: 21st February 2023

Quick setup and easy to use!

From application to first use, my expertise of the Zopa credit card has been excellent. I highly recommend it to those looking for an easy way to use a credit card. Reviewed on: 21st February 2023

Convenient

Easy to get approved and easy to use Reviewed on: 21st February 2023

Great company

great card, great customer service, does what it says Reviewed on: 21st February 2023

Card is great

It’s fine I have used it multiple times and it works fine though the limit is low Reviewed on: 21st February 2023

Brilliant Mobile Application

The mobile is friendly user that you can easily check the transaction, best features when you paid straight away that update the balance. Reviewed on: 21st February 2023

brilliant all money stuff in one place

It has good options and advice bout money and my credit score which helps Reviewed on: 21st February 2023

low interest

First of all, the steps are very simple to apply for a card, immediate acceptance with a relatively low interest rate. I am very pleased. Reviewed on: 21st February 2023

Services

I am with this company from last 1 year I will 100% recommend everyone, amazing service’s quick issues resolving Reviewed on: 21st February 2023

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