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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I haven't been with zopa very long but find they are...

I haven't been with zopa very long but find they are brilliant good interest rates excellent company thankyou Reviewed on: 15th January 2026

IBFEEL SAFE WITH MY ZOPA LOAN & CREDIT CARD

Zopa Credit Card as with their Zopa Loans are easy to apply for. Zopa will only allow you the amount of credit you can afford on both Credit Card & Loans. I feel totally safe with Zopa. Easy to navigate website. Zopa App is great, you can find all the answers you need on the App and check out the status of your Loan & Credit Card Avcounts. Highly recommend Zopa. Reviewed on: 15th January 2026

Easy to apply for and keep you informed every step o...

Easy to apply for and keep you informed every step of the process Reviewed on: 15th January 2026

Very helpful and fast and reliable

Very helpful and fast and reliable Reviewed on: 15th January 2026

I love zopa they are top notch in customer service a...

I love zopa they are top notch in customer service and even charge rates. I will chose them more and more only that they don't offer me higher value card. Reviewed on: 15th January 2026

Great service, clear and transparent with you.

Great service, clear and transparent with you. Reviewed on: 15th January 2026

Statement is always on time when you phone there is...

Statement is always on time when you phone there is someone friendly at the other end Reviewed on: 15th January 2026

Good all round service good customer service and gre...

Good all round service good customer service and great rates Reviewed on: 15th January 2026

i have had this card for over 5 years and my credita...

i have had this card for over 5 years and my creditas gone up Reviewed on: 15th January 2026

A must have card to have in your pocket

Always helpful and easy to see what's happening on your card I find this company very good service excellent customer service and care about there customer Reviewed on: 15th January 2026

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