Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use app, great coms and helpful

5
Easy to use app, great coms and helpful Reviewed on: 6th March 2026

Excellent service,super easy to use.

5
Excellent service,super easy to use. Reviewed on: 6th March 2026

Simple application,easy to use app,simply a great cr...

5
Simple application,easy to use app,simply a great credit provider.can even add card to Apple Pay! Reviewed on: 6th March 2026

Excelent

5
It is the best credit card for me Reviewed on: 6th March 2026

this company is amazing keep you updated on everythi...

5
this company is amazing keep you updated on everything 100%the best and the rates are good to Reviewed on: 6th March 2026

Very easy to use and app is handy.

5
Very easy to use and app is handy. Never had any issues Reviewed on: 6th March 2026

Very happy, have text message well in time letting m...

5
Very happy, have text message well in time letting me know due date and how much Reviewed on: 6th March 2026

Excellent service

5
Excellent service great quality easy to follow app. Reviewed on: 6th March 2026

Using the app very good easy to use

5
Using the app very good easy to use Reviewed on: 6th March 2026

Great service

5
Fantastic experience from the start Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products