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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic

Quick response on rhe mobile chat with good service Reviewed on: 21st February 2023

Great Credit Card

I love the fact that Zopa credit card, let you put some of your available credit aside as a safety buffer incase of emergencies. Reviewed on: 21st February 2023

Great card to build your score

Great company to start rebuilding my credit score with useful little tips on the app and little reminders every month . Reviewed on: 21st February 2023

Great card

Easy application process and set up, app is simple to use. Reviewed on: 21st February 2023

excellent

I am very happy with zopa it is very helpful Reviewed on: 21st February 2023

Great website,great app

Been a Zopa customer for almost 18 months now and I can't recommend them highly enough Great app, easy to use, quick receipt and acknowledgement of transactions so your in total control. Reviewed on: 21st February 2023

Easy and reliable

Easy to set up and use app, keeps you informed in advance about interest Reviewed on: 21st February 2023

Excellent

It was an easy and stress free experience with zopa! Reviewed on: 21st February 2023

Simplicity

Easy to apply, really straightforward, would recommend, 5 star⭐️ Reviewed on: 21st February 2023

Easy to deal with customer friendly

Very easy to deal with, very customer friendly, any problems sorted straight away, helped me sort the app out , very good Reviewed on: 21st February 2023

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