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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Great service

5
Great service with this card highly recommended Reviewed on: 21st February 2023
Jason astbury's avatar
Jason astbury

Excellent

5
Zopa helped me build my credit score and manages my finances better. Reviewed on: 21st February 2023
caroline walker's avatar
caroline walker

I love zopa apps

5
I love zopa apps is excellent its quick and so easy to use and when you make transfer it shows instantly in your balance, I'm happy with zopa thank you Reviewed on: 21st February 2023
Esther Alade's avatar
Esther Alade

Amazing

5
Excellent service all round. I would recommend to anyone! Perfect, Reviewed on: 21st February 2023
Cheryl Hanley's avatar
Cheryl Hanley

Great bank to do business with

4
A very fair & understanding bank when encountering problems Reviewed on: 21st February 2023
Gordon Webster's avatar
Gordon Webster

Very easy very good very clear

5
Straight forward an a good rate which is brilliant for a credit card Reviewed on: 21st February 2023
Shane Imiela's avatar
Shane Imiela

Amazing

5
I'm seeing improvement of my credit Reviewed on: 21st February 2023
Devine Gavor 's avatar
Devine Gavor

Great provider!

5
I have a personal loan and credit card through Zopa. I’ve never had any problems! Reasonable interest! Highly recommend Reviewed on: 21st February 2023
laura-louise17@hotmail.com's avatar
[email protected]

Helped me get on track

5
I struggled to get any firm credit for a long time due to issues with finances I made as a younger person. Zopa took a chance and I'm thrilled they did! Reviewed on: 21st February 2023
scully1986's avatar
scully1986

Honest

5
Upfront and honest. Only ever offer relevant products that may be if benefit to customers. Reviewed on: 21st February 2023
Ronnie Orr's avatar
Ronnie Orr

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