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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing company

I have had excellent service with zopa and I'm glad I'm apart of the family. Reviewed on: 21st February 2023

High Rating

I would like Zopa to adopt customer service via telephone conversation. Sometimes it take time to get quick responses via text message Reviewed on: 21st February 2023

Great product

I got my credit card through in days and am very satisfied with the app that manages my account too Reviewed on: 21st February 2023

Best one

Zopa gives me the best opportunity to do shopping in stores and on-line Reviewed on: 21st February 2023

Quick, easy efficient

Could you ask for more from a card? Reviewed on: 21st February 2023

Outstanding the support you get from zopa

I have been a customer of zopa for 2 years and they are by far the best credit provider I have ever dealt with Reviewed on: 21st February 2023

No hassle company.

Great experience from set up to date to day management. Account updated immediately when payments made. Very easy to use app. Reviewed on: 21st February 2023

Excellent service

Excellent service, excellent quality app to keep track of payments and spending Reviewed on: 21st February 2023

Credit card.

Easy to use, Flexible and hassle free Reviewed on: 21st February 2023

Easy and quick

I was able to apply and open my Zopa credit card account within minutes, I can pay my bills quick and easy on the app, the only thing I wish they had is the ability to use Apple Pay! Reviewed on: 21st February 2023

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