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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great

Easy to apply good Apr rate and easy to use app Reviewed on: 21st February 2023

Best Credit Card

Very easy to apply, get your results within minutes. Reviewed on: 21st February 2023

Good card, Great service

Easy to use and the staff are all friendly Reviewed on: 21st February 2023

Great credit provider

Wonderful service from day one of application, great customer service, love the app. Reviewed on: 21st February 2023

Good product and customer service

Good customer service who did everything needed to resolve my queries Reviewed on: 21st February 2023

Alerts on spending and help building better credit

Using zopa has helped me understand where I was going wrong with my credit score helped me to manage credit better and I get alerts with what I have spent which helps me to keep up to date and on track with payments also has my credit score on the app so I can see what my borrowing power and overall credit rating is can't rate zopa enough Reviewed on: 21st February 2023

Simply the best

Easy to use and keep control of your credit Reviewed on: 21st February 2023

Quick response

Quick response and I find the insights very helpful Reviewed on: 21st February 2023

Easy To Use

The app is so easy to navigate and signing up for credit card was easy to. Would definitely recommend to others. Reviewed on: 21st February 2023

Great Help!

They have been really great help, allowing me to work on bettering my credit score! On top if this it is easy to manage and if you are having a hard tome they are very understable and offer ways to help support Reviewed on: 21st February 2023

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