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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Service was very good with clear communication

Service was very good with clear communication Reviewed on: 15th January 2026

I’ve been really pleased with my Zopa Credit Card so...

I’ve been really pleased with my Zopa Credit Card so far. The application process was quick and easy, and managing everything through the Zopa app is super straightforward — from viewing transactions to setting up alerts and instant payment notifications. Zopa’s app tools make it easy to stay on top of my spending Reviewed on: 15th January 2026

Very good very nice easy to deal with you and your p...

Very good very nice easy to deal with you and your products Reviewed on: 15th January 2026

Zopa has helped me with my finances fantastic compan...

Zopa has helped me with my finances fantastic company , would highly recommend Reviewed on: 15th January 2026

Easy friendly and just what I need

Easy friendly and just what I need Reviewed on: 15th January 2026

The user interface is a little slow at times.

The user interface is a little slow at times. Reviewed on: 15th January 2026

Hassle free

Easy no hassle. Quick to set up great app good rates of interest. No problems with credit checks. Reviewed on: 15th January 2026

Got my new card and could use it straight away...

Got my new card and could use it straight away Reviewed on: 15th January 2026

Very easy and helpful cool

Very easy and helpful great value Reviewed on: 15th January 2026

When I apply for the credit card the process was tra...

When I apply for the credit card the process was transparent and easy. The rates are very good and the app it’s easy to use. Reviewed on: 15th January 2026

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