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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Recommended

5
I using Zopa for one year, I have 3-4 credit cards from different companies but zopa is amazing he gives me a reminder when were we needed to pay bill else direct debit also work smooth. Reviewed on: 21st February 2023

Great product and app.

5
Fast and easy application and quick product delivery. The mobile app is fantastic and really easy to use. Reviewed on: 21st February 2023

Jono

5
I took this out to to help rebuild my credit and found it really easy to keep track off along with the app . I would defo recommend it Reviewed on: 21st February 2023

Excellent in all ways, great communication

5
No better service, cannot fault. Great service and excellent communication Reviewed on: 21st February 2023

Simple and Easy

5
Easy to apply for great app available for checking your account and making payments, give it a try I would definitely recommend. Reviewed on: 21st February 2023

Excellent

5
Excellent service and would highly recommend Reviewed on: 21st February 2023

Every little helps

5
Perfect card to start building your credit score. Thanks! Reviewed on: 21st February 2023

Super

5
Flawless transactions, never had problems, easy to use! Reviewed on: 21st February 2023

Amazing

5
Easy to use and decent interest rate Reviewed on: 21st February 2023

Great card to use!

5
East to use! Great App. Awesome credit card Reviewed on: 21st February 2023

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